h1 {font-size: 17px; color: #003399; }
h2 {font-size: 15px; color: #003399; }
h3 {font-size: 13px; color: #003399; }
body { 
scrollbar-face-color: #003399; 
scrollbar-shadow-color: #000000; 
scrollbar-highlight-color: #ffffff; 
scrollbar-3dlight-color: #FFFFFF; 
scrollbar-darkshadow-color: #000000; 
scrollbar-track-color: #333333; 
scrollbar-arrow-color: #FFFFFF; 
margin-left : 0px;
 margin-top : 0px;
 margin-right : 0px;
 margin-bottom : 0px;
 background-color : #FFFFFF;
 background-image:  url("http://www.personalizedmanagement.com/components/images/bg-gradient.jpg");
 font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #333333;
 }
 .content { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #333333; padding-left : 6px;}
 A:link    {text-decoration:underline;color:#003399;}
A:visited   {text-decoration:underline;color:#666666;}
A:hover   {text-decoration:none;color:#CC9999;}

 .menu {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
	font-weight: bold;
	padding-left : 3px;
}
 .menu a {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
	font-weight: bold;
	text-decoration:none;
}
 .menu a:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
	font-weight: bold;
	text-decoration:none;
}
 .menu a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFF33;
	font-weight: bold;
	text-decoration:none;
}
.foot {font-family: verdana,arial,tahoma,sans-serif; font-size: 10px; color: #333333;
}
.head  { color: #ffffff; font-family: verdana, arial, tahoma, sans-serif; background: url(http://www.personalizedmanagement.com/components/images/header.gif) no-repeat;  }